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Effects Of Environmental Concerns And Climate Change In Uganda: A Case Study Of Nansana Division - Wakiso District.

This study explored landscape of Environmental Concerns and Climate Change effects and coping mechanisms in
Nansana Division-Wakiso District, Uganda. Employing a comprehensive mixed-methods approach, the research used
questionnaires and interviews, to gather data insights from 80 respondents (25 Geography school going students, 25
residents in Nansana Division, 10 Local Leaders, 10 Geography Teachers, 5 Religious Leaders, and 5 Civil Servants).
Primary data were collected through structured questionnaires administered to financial analysts, risk managers, and
regulatory officials. Secondary data were obtained from financial reports, regulatory publications, and statistical
databases. The collected data were analyzed using SPSS and STATA, employing descriptive statistics such as means,
standard deviations, and frequency distributions. Regression analysis was conducted to determine the relationship
between capital adequacy and risk exposure, with tests for multicollinearity, normality, and heteroskedasticity
ensuring the validity of the results.
The findings indicated that 64% of school-going geography students performed at an average level, while 36%
performed above average. Environmental concerns and climate change were identified as significant factors
influencing student attendance and academic performance. Additionally, 100% of geography students, teachers, local
leaders, civil servants, and religious leaders agreed that Nansana Division was experiencing severe environmental
concerns, including improper sanitation (92%), land pollution (84%), and forest pollution (80%). Urbanization (92%)
and industrialization (80%) were the major contributors to these environmental issues, while factors such as
population growth (93.8%), poverty (100%), and deforestation (97.5%) were also significant. The study further
revealed that environmental concerns had adverse effects on the division, including soil erosion (97.8%), water
insecurity (86.3%), increased health risks (98.8%), and frequent floods (100%). Strategies for mitigating these
concerns included reforestation (76%), waste management practices (92%), investment in sustainable technology
(80%), and improving landfills with smart technology (76%). The study concluded that capital adequacy plays a
crucial role in risk exposure management, emphasizing the need for enhanced regulatory frameworks to ensure
financial stability. It recommended that the Bank of Uganda strengthen its capital requirements, implement robust risk
management policies, and promote environmental sustainability initiatives to mitigate the impact of financial and
environmental risks. Future studies should explore the long-term effects of capital adequacy on economic resilience.
Keywords: Capital Adequacy, Risk Exposure, Environmental Concerns, Financial Stability, Risk Management

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