MJAMR

Credit Standards And Loan Portfolio Performance In Uganda: A Case Of Butuuro People’s Sacco, Nyakabirizi Main Branch, Bushenyi District

Agaba Evason


Abstract

This study evaluated the influence of credit standards on loan portfolio performance in Uganda, a case of Butuuro people’s Sacco Nyakabirizi Main Branch, Bushenyi district. It used a cross sectional case study design which involved triangulation (use of multiple data collection techniques simultaneously) i.e., utilizing both quantitative and qualitative approaches. A representative sample of 218 respondents was selected from a population of 420 based on the Krejcie and Morgan 1970 table (Amin, 2005) for determining sample size for research activities. The findings indicated a significant positive relationship between credit standards and loan portfolio performance (r = 0.845**, p<.01). This means that the two variables were positively related. The study recommended improvement of staff and customer understanding on recovery of loans and its benefits. That loan scoring process is shortened. That credit department be properly resourced and facilitated to visit the client regularly.

Keywords

Credit Standards Loan Portfolio Performance Customer Small Businesses
Metropolitan Journal of Academic Multidisciplinary Research

Cite This Article

Agaba Evason (2024). Credit Standards And Loan Portfolio Performance In Uganda: A Case Of Butuuro People’s Sacco, Nyakabirizi Main Branch, Bushenyi District. Metropolitan Journal of Academic Multidisciplinary Research, 3(1). https://journals.miu.ac.ug/pages/article.php?article_id=1206

More in This Issue

View full issue →
43
Taxation And Performance of Small-Scale Businesses in Kisoro District: A Case Study of Kisoro Municipality
Asiimire Apophia, Babirye Shamirah
Taxation Performance and Businesses
44
The effect of assets management and financial performance of Centenary Bank.
Tumuhimbise Rosette
assets management and financial performance
45
The effect of brand associations on the marketing performance of Uganda Breweries Limited
Azairwe Anitah
brand associations marketing performance and Uganda Breweries Limited