The purpose of this study was to assess the influence of VSLAs services on household’s welfare in Alebtong district. The objectives of this study were to determine the influence of accumulated savings on household welfare in Alebtong district, assess the effect of loans access on household’s welfare in Alebtong district and determine the membership benefits from VSLA on household’s welfare in Alebtong district. This study adopted a cross sectional survey with mixed research methodology, which involved both quantitative and qualitative approaches, to make intensive investigation on the effects of village saving and loan associations on poverty reduction in Awei sub-county, The study population was 181 household heads who were VSLA (clients) members and 200 other VSLA members from Awei sub-county. Simple Random Sampling using lottery method will be used to draw the respondents from the VSLA members. The study found out that The study found out that there was a strong positive relationship between Accumulated Savings and household welfare, the study found out that access to credit is not significantly related to household welfare and the study found out that VSLA membership benefits are significantly linked to higher household welfare. The study found out that1.The study concluded that there was a strong positive relationship between Accumulated Savings and household welfare meaning that higher savings correspond to greater welfare. This study concluded that access to credit is not significantly related to household welfare, suggesting it is not a predictor of household welfare in this context. The study concluded that VSLA membership benefits are significantly linked to higher household welfare Given the strong positive relationship between Accumulated Savings and household welfare, individuals and policymakers should encourage saving habits and financial planning to enhance overall welfare. Based on the findings that access to credit is not a significant predictor of household welfare, it is advisable to explore alternative pathways to improving household well-being, such as education and employment opportunities. Recognizing the significant link between VSLA membership benefits and higher household welfare, organizations and communities should promote and expand VSLA programs to empower households and improve their overall economic well-being.