This study was conducted in the role of MFIS in kapyanga sub-county Bugiri District. The key objective of the study was to evaluate the role of MFIS in kapyanga sub-county, identifying the key credit policies used by MFIS. Find out the problem facing these MFIS in their service delivery and find out the strategies used to solve the problem facing MFIS. The study used both qualitative and quantitative design methods of data collection used are interview guide and questionnaire. The study involved 50 respondents which intended employees, beneficiaries and managers of MFIS. the findings of the study indicates that. Provision of financial service by MFIS was helping people in different ways for example construction of houses, buying of assets, paying of school fees for the Children of the beneficiaries and improvement of diet. Although it come out that there are some problems still facing MFIS that is to say limited funds, lack of knowledge by the beneficiaries, delay for accessibility of loans, low returns from the borrowed money, difficulty in recovering the loan. The study recommended their funds should be provided to strengthen the financial capacity of MFIS, people be encouraged to make up groups to ensure accessibility to the findings provided by MFIS and people should be fully sensitised on the importance of MFIS.