The study aimed at investigating the impact of credit management on the financial performance of financial institutions in Uganda with a case study of centenary bank, Kabira branch and it was guided by the following objectives; To examine the effect of credit terms on financial performance of Centenary Bank, Kabira Branch, to analyze the effect of credit assessment on financial performance of Centenary Bank, Kabira Branch, to investigate the relationship between credit control and financial performance of Centenary Bank, Kabira Branch. (Jallow et al., 2022). Based on the slovin’s method, the sample size was 40 respondents. The study employed both probability and non-probability sampling techniques. Self-Administered Questionnaires (SAQ) was employed to gather data from the study elements in a structured manner (Turyatemba et al., 2022). SAQs with one open ended question per section was designed for SME employees to give additional or express their mind while the rest was close-ended aimed at testing perception using a five-point likert scale measuring from Strongly Disagree as response 1, Disagree as response 2, Not sure as response 3 Agree as response 4 and Strongly Agree as response 5 for easy measurements of variables. From the findings, 33% of the respondents strongly disagreed, 23% disagreed, 17% were not sure, 17 agreed while 10% strongly agreed that the loan size they get is adequate. In all, majority of the respondents (56%) respondents disagreed that the loan size thy get is adequate. The government of the republic of Uganda should partner with other financial institutions to provide subsidized financial/credit assistance to bank with little interest rates.