Journal
Metropolitan Journal of Academic Multidisciplinary Research
MJAMR
The Influence Of Loan Repayment Strategies On Performance Of Organizations. A Case Study Of Pride Microfinance Kamuli Branch
Mudondo Winnie1, Magala Muhammad2
| Journal | Metropolitan Journal of Academic Multidisciplinary Research (MJAMR) |
| Volume / Issue | Vol. 5, No. 2 |
| Published | 28 February 2026 |
| ISSN | 3006-4384 |
Abstract
Loan repayment strategies constituted critical components of microfinance institutional sustainability and operational success. Pride Microfinance Limited, one of Uganda's leading microfinance deposit-taking institutions, operated through an extensive branch network serving thousands of clients. However, varying loan repayment rates across branches raised questions about the effectiveness of repayment strategies in enhancing organizational performance. Understanding how repayment strategies influenced performance was essential for optimizing microfinance operations and ensuring financial inclusion objectives were met sustainably. This study employed a case study research design with mixed methods approach focusing on Pride Microfinance Kamuli Branch. A sample of 98 respondents was selected using purposive and simple random sampling, comprising loan officers, branch management, credit committee members, and borrowers. Data were collected through structured questionnaires, interviews, and documentary review of branch performance reports. Quantitative data were analyzed using SPSS version 26, employing descriptive statistics, Pearson correlation, and regression analysis. Qualitative data underwent thematic content analysis to provide contextual depth. Findings revealed a significant positive relationship between loan repayment strategies and organizational performance (r=0.756, p
Keywords
Loan repayment strategies
organizational performance
microfinance
portfolio quality
repayment rate
follow-up mechanisms
Pride Microfinance
Kamuli
Cite This Article
Mudondo Winnie1 & Magala Muhammad2 (2026). The Influence Of Loan Repayment Strategies On Performance Of Organizations. A Case Study Of Pride Microfinance Kamuli Branch. Metropolitan Journal of Academic Multidisciplinary Research, 5(2). https://journals.miu.ac.ug/pages/article.php?article_id=189